Terms & Conditions

These Terms & Conditions ("Terms") govern your use of inthe99th.com (the "Site") and your booking of tutoring services with David de Koos, doing business as In The 99th ("we," "us," "our"). By using the Site or booking a session, you agree to these Terms. This is a standard starting template for a small tutoring business, please have it reviewed by a lawyer and adapted to your specific business and location before publishing it live.

1. Our services

We provide one-on-one and small-group ("cohort") tutoring and coaching for the GMAT, GRE, and SAT, including a free 30-minute trial session for prospective students. Services are delivered online [confirm platform, e.g. Zoom] unless otherwise agreed.

2. Booking & scheduling

Sessions are booked by submitting the contact form on the Site, after which we will follow up to confirm a time. Package hours and cohort seats are reserved on a first-come, first-served basis. [Add your scheduling tool/calendar link here if you adopt one.]

3. Fees & payment

Current rates are listed on the Site's Pricing section and are subject to change; the rate confirmed at the time of booking applies to that booking. The free 30-minute trial session carries no charge and no obligation to purchase further sessions. [Add accepted payment methods, currency, invoicing timeline, and any deposit requirements here.]

4. Cancellations & rescheduling

[Add your actual cancellation/rescheduling policy, e.g. "Sessions cancelled or rescheduled with at least 24 hours' notice may be rebooked at no charge; sessions cancelled with less notice, or missed without notice, are non-refundable."]

5. Cohort coaching

Cohort coaching sessions are contingent on minimum enrollment (currently at least 4 students) and a cohort will only begin once that minimum is met. If a cohort does not reach minimum enrollment, we will offer enrolled students a full refund, a transfer to a future cohort, or an equivalent number of 1:1 hours, at the student's choice.

6. No guarantee of results

David de Koos's own test scores, tutoring experience, and prior student outcomes are described on the Site for informational purposes. Individual results depend on many factors outside our control, including a student's starting point, effort, and study time, and we do not guarantee any specific score, score improvement, or admissions outcome.

7. Acceptable use

You agree to provide accurate information when contacting us or booking a session, and not to use the Site or contact form to send spam, unlawful content, or attempt to disrupt the Site.

8. Intellectual property

All content on the Site, including text, video tips, and coaching materials provided during sessions, is the property of In The 99th / David de Koos unless otherwise noted, and may not be copied, redistributed, or resold without our written permission.

9. Third-party links & tools

The Site may link to or rely on third-party services, including Netlify (form processing) and Google Analytics (site analytics), whose own terms and privacy policies also apply. See our Privacy Policy and Cookie Policy for details.

10. Limitation of liability

To the fullest extent permitted by law, In The 99th and David de Koos will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or our tutoring services, including any admissions or scholarship decisions. Our total liability for any claim relating to our services is limited to the amount you paid for the specific session(s) giving rise to the claim.

11. Governing law

These Terms are governed by the laws of [add your province/state and country], without regard to conflict-of-law principles.

12. Changes to these Terms

We may update these Terms from time to time. We will post the updated version on this page with a new "Last updated" date; continued use of the Site or our services after changes means you accept the revised Terms.

13. Contact us

Questions about these Terms can be sent to [Add David's email].